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BAVA METZIA (IYUN)

Bava Metzia 7a โ€” Iyun

Does a Loan Document Still Need Court Certification If the Borrower Admits the Debt?

Part of Bava Metzia (Iyun) · 44:52

A sugya on two people each claiming ownership of the same promissory note, when a document requires formal kiyum (certification) before it can be relied on, and the rules governing a migo defense when that certification is missing.

Audio Transcript
Two People Holding a ืฉื˜ืจ โ€“ Who Owns It?

ืขืžื•ื“ ื. ืืžืจื• ืจื‘ื ืŸ. ื“ืืžืจื• ืจื‘ื ืŸ I'm gonna learn. ืฉื ื™ื ืื“ื•ืงื™ืŸ ื‘ืฉื˜ืจ. If two people come holding onto a ืฉื˜ืจ, this is all ื‘ื”ืžืฉืš to to Mishnah: ืฉื ื™ื ืื•ื—ื–ื™ืŸ ื‘ื˜ืœื™ืช. Two people hold a ื˜ืœื™ืช, each one says it's his, so the ื“ื™ืŸ is ื™ื—ืœื•ืงื•. They swear and ื™ื—ืœื•ืงื•, you divide it. What happens if two people are holding on a ืฉื˜ืจ? Now, the two people are holding on here, it happens to be the ืžืœื•ื” and the ืœื•ื”. The lender and the borrower are both coming to beit din holding onto the ืฉื˜ืจ. The ืฉื˜ืจ says that this borrower borrowed money from this lender. And the ืžืœื•ื” ืื•ืžืจ, the ืžืœื•ื”, the lender says, "ืฉืœื™ ื”ื•ื", my ืฉื˜ืจ, I lent you money, you gave me the ืฉื˜ืจ and it's mine. ื•ื ืคืœ ืžืžื ื™, and from I dropped it. ื•ืžืฆืืชื™ื•, and I found it, and this guy came and grabbed the other end. Wait, basically what he's saying, you never paid yet, and it dropped from me, and I want him to pay me. ืœื•ื” ืื•ืžืจ, ืœื•ื” says, "ืฉืœื™ ื”ื•ื", it's mine! I paid, but I did, I paid you. I paid you, and I had it, and I dropped it, because you gave it back to me after I paid. So ื™ืชืงื™ื™ื ื”ืฉื˜ืจ ื‘ื—ื•ืชืžื™ื•, ื“ื‘ืจื™ ืจื‘ื™. So Rabbi says, you got to certify the ืฉื˜ืจ. A ืฉื˜ืจ has to have a a ืงื™ื•ื, which is called a ื”ื ืคืง. A ืฉื˜ืจ is supposed to have the certification of the beit din, and if at this point, we assume, what does that mean? That you, in order to be able to collect for the ืฉื˜ืจ, you got to certify it. If he certifies it, he collects with it. Basically, what he's saying, you give the ืฉื˜ืจ back to the ืžืœื•ื”. That's what it comes out. Huh? No, he's saying in other words, if it's not ืžืงื•ื™ื, you have to be ืžืงื™ื™ื it, and it seems, there's probably some words you have to put in. Wait, wait, just wait. Just start it. You said you're rushing, you want to help. ื“ื‘ืจื™ ืจื‘ื™, this is what Rabbi holds. So, Rabbi says that you have to be ืžืงื™ื™ื the ืฉื˜ืจ, and as it seems, if it's ืžืงื•ื™ื, you think the ืฉื˜ืจ is a good ืฉื˜ืจ, and you would give it back to the ืžืœื•ื”.

Rabban Shimonโ€™s Yechaluko Rule for Competing Claimants

ืจื‘ืŸ ืฉืžืขื•ืŸ ื‘ืŸ ื’ืžืœื™ืืœ ืื•ืžืจ ื™ื—ืœื•ืงื•. ืจื‘ืŸ ืฉืžืขื•ืŸ ื‘ืŸ ื’ืžืœื™ืืœ says no, you divide it, just like in the Mishnah it says you find, you divide, here also you divide it equally. That means he pays them half, so there's a loss on this side, half on his. Comes the Gemara, tries to explain: ืืžืจ ืžืจ, you just said before, what did ืจื‘ื™ say? ื™ืชืงื™ื™ื ื”ืฉื˜ืจ ื‘ื—ื•ืชืžื™ื•, that you have to certify the ืฉื˜ืจ. And, fregt di Gemara: ื•ื’ื‘ื™ ืœื™ื” ืžืœื•ื” ื›ื•ืœื”? And then you're saying if you do certify the ืฉื˜ืจ, the ืžืœื•ื” collects it. Why? ื•ืœื™ืช ืœื™ื” ืœืจื‘ื™ ืฉื ื™ื ืื•ื—ื–ื™ืŸ? Rabbi doesn't hold of the klal that when you have two people holding, you divide it? So why wouldn't we, let's say we do certify the ืฉื˜ืจ, the ืฉื˜ืจ is a good ืฉื˜ืจ, but they're both holding, we don't know who dropped it, so why doesn't he say ื™ื—ืœื•ืงื•? Why does Rabbi say not ื™ื—ืœื•ืงื•? ืืžืจ ืจื‘ื ืืžืจ ืจื‘ ื ื—ืžืŸ, ืจื‘ ื ื—ืžืŸ says, you didn't understand the pshat: ื‘ืžืงื•ื™ื ื“ื‘ืจื™ ื”ื›ืœ ื™ื—ืœื•ืงื•. Rabbi also agrees ื™ื—ืœื•ืงื•. And therefore, if you find the ืฉื˜ืจ, if the ืฉื˜ืจ is certified already, ืžืงื•ื™ื, yeah, everyone agrees that this is the ื“ื™ืŸ ื™ื—ืœื•ืงื•, like by a case of a ื˜ืœื™ืช, in the case of a ืฉื˜ืจ. ื›ื™ ืคืœื™ื’ื™, the machloket is ื›ืฉืื™ื ื• ืžืงื•ื™ื. You find that it's not ืžืงื•ื™ื. The question is, do you

Rabbiโ€™s Requirement to Certify (Kiyum) the ืฉื˜ืจ

have to be ืžืงื™ื™ื the ืฉื˜ืจ or not? ืจื‘ื™ ืกื‘ืจ, ืจื‘ื™ says, ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื• ืฆืจื™ืš ืœืงื™ื™ืžื•. Rabbi says like this: he asked before a good question, why do you have to be ืžืงื™ื™ื the ืฉื˜ืจ? The guy himself, the borrower, admits, he says it's a good ืฉื˜ืจ. ืืœื ืžืื™ his ื˜ืขื ื” is I paid, but he's not saying the ืฉื˜ืจ is no ืฉื˜ืจ, why do you have to certify? So, Rabbi holds if a person is modeh, admits that the ืฉื˜ืจ is good, it's not called kiyum. ืฆืจื™ืš ืœืงื™ื™ืžื•, you still have to be ืžืงื™ื™ื it. So, he says like this: if you found the ืฉื˜ืจ, and the loveh says, "Yes, it's a good ืฉื˜ืจ, but I paid," if you're not ืžืงื™ื™ื the ืฉื˜ืจ, then the ืฉื˜ืจ is worthless. But if, huh? Yeah, you bring kiyum is there are a few ways. Rashi gives one example. How are you ืžืงื™ื™ื the ืฉื˜ืจ? There are three ways: or you bring the witnesses themselves who signed and say, "We signed it," or you bring two other witnesses who recognize the signature, or you bring another ืฉื˜ืจ which has the same signatures and you compare it and the ื‘ื™ืช ื“ื™ืŸ sees that, you have to bring two ืฉื˜ืจื•ืช and they're ืžืงื•ื™ื. So, here, this is what the machloket is. Rabbi definitely agrees that this is a case of ื™ื—ืœื•ืงื•. He just says the machloket is a different machloket. If there is no kiyum, in order for the ืฉื˜ืจ to be a good ืฉื˜ืจ, do you need kiyum? Rabbi says you need kiyum even though he is modeh. So, Rabbi says we have to remember these words because I'm going to keep on using these words instead of repeating every time: ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื•, if you're modeh a ืฉื˜ืจ that you wrote, if the loveh, the borrower is modeh, still ืฆืจื™ืš ืœืงื™ื™ืžื•. You still have to be ืžืงื™ื™ื it. And if you're not ืžืงื™ื™ื it, it's like a ืฉื˜ืจ that has no kiyum. What's the din by a ืฉื˜ืจ has no kiyum. So then, no, by ืฉื˜ืจ has, no, regular case, what happens if a ืฉื˜ืจ has no ืงื™ื•ื? Right, if the guy says, "I don't want to pay," he doesn't have to pay, because the ืฉื˜ืจ is not valid. So, Rabbi says even though he is modeh. ื•ืื ืžืงื™ื™ืžื•, ื™ื—ืœื•ืงื•, ืจื‘ื™ says. If you're mekayem the ืฉื˜ืจ, then it becomes a good ืฉื˜ืจ, and what do you do? ื™ื—ืœื•ืงื•. So said you could be mekaymo afterwards? Yeah, you could always be. What was he even coming here? Here, I'm telling you that there. ื•ืื ืœื ืžืงื™ื™ืžื•, ืจื‘ื™ says, and if you're not ืžืงื™ื™ืžื•, ืœื ื™ื—ืœื•ืงื•, you don't collect, because if you're not Even though he is modeh the ืฉื˜ืจ, and he says why: ืžืื™ ื˜ืขืžื? Why don't you collect at all if the ืฉื˜ืจ, if he's not mekaymo? Because ื—ืกืคื ื‘ืขืœืžื ื”ื•ื, the ืฉื˜ืจ is like ื—ืกืคื. ื—ืกืคื means a piece of earthenware, worthless. Why is it worthless? Because ืื™ื™ this guy says the ืฉื˜ืจ is good, even the ืœื•ื”, the borrower says it's good, because ืžืืŸ ืงื ืžืฉื•ื™ ืœื™ื” ืœื”ืื™ ืฉื˜ืจื? Who makes the ืฉื˜ืจ into a good ืฉื˜ืจ? ืœื•ื”. So, you want to believe the ืœื•ื” that the ืฉื˜ืจ is a good ืฉื˜ืจ, ื”ื ืงืืžืจ ื“ืคืจื™ืข, says it's paid. ืžืžื” ื ืคืฉืš, if you're believing him that the ืฉื˜ืจ is a good ืฉื˜ืจ, so you trust him, but he says, "I paid." So, that's what Rabbi means to say here, that when you find a ืฉื˜ืจ and it doesn't have ืงื™ื•ื, you still got to have ืงื™ื•ื. In order to say ื™ื—ืœื•ืงื•, you got to have this, the

Disagreement: Must We Kiyum Even When Borrower Admits Debt?

ืงื™ื•ื. And Rabban Shimon ben Gamliel ืกื•ื‘ืจ, Rabban Shimon ben Gamliel holds: ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื• ืื™ืŸ ืฆืจื™ืš ืœืงื™ื™ืžื•. If a person, meaning the ืœื•ื”, the borrower admits that the ืฉื˜ืจ is a good ืฉื˜ืจ, you don't have to be mekaymo, that's ืงื™ื•ื. And therefore, ืืฃ ืขืœ ื’ื‘ ื“ืœื ืžืงื™ื™ืžื•, ื™ื—ืœื•ืงื•. Even if he's not ืžืงื™ื™ืžื•, it's as if it's ืžืงื•ื™ื. And what's the din if it's ืžืงื•ื™ื in this case? So, when they're not holding it, and just the ืžืœื•ื” has it, then you pay. In the case where they're both holding it, and the ืฉื˜ืจ ืžืงื•ื™ื, ื™ื—ืœื•ืงื•. So, the bottom line of the Gemara is that the machloket, Rabbi and Rabban Shimon ben Gamliel, is a general ืฉืืœื”: if the ืœื•ื” himself is ืžื•ื“ื” that the ืฉื˜ืจ is good, and there is no ืงื™ื•ื, do we believe the ืœื•ื” if he says, "ืคืจืขืชื™"? That's really what it is. The ืœื•ื” says, "The ืฉื˜ืจ is a good ืฉื˜ืจ, but I paid." So, if you say that the ืฉื˜ืจ is called not ืžืงื•ื™ื, so a ืฉื˜ืจ that's not ืžืงื•ื™ื, he could say, "ืคืจืขืชื™." He could say, "I paid," because you don't have a ืฉื˜ืจ. If it's a ืฉื˜ืจ ืžืงื•ื™ื, if someone has a ืฉื˜ืจ that's certified, you can't answer, "ืคืจืขืชื™." Because if you could answer, "I paid," and we believe him, what's the worth of the ืฉื˜ืจ? A ืฉื˜ืจ is worthless, because any old guy would say, "I paid." So, if it's a ืฉื˜ืจ that's ืžืงื•ื™ื, you cannot say, "ืคืจืขืชื™." A ืฉื˜ืจ that's not ืžืงื•ื™ื, yeah, you could say, "ืคืจืขืชื™." No, that's right. If it's a ืฉื˜ืจ ืžืงื•ื™ื, it doesn't matter. The ืฉืืœื” is here, in this case, when the ืฉื˜ืจ is not ืžืงื•ื™ื, but the ืœื•ื” himself says it's a good ืฉื˜ืจ, can he still say, "ืคืจืขืชื™"? Do we look at it as a ืฉื˜ืจ ืžืงื•ื™ื, and a ืฉื˜ืจ ืžืงื•ื™ื we do not believe you that you said you paid, or we say no, we do not look at it as a ืฉื˜ืจ ืžืงื•ื™ื, and if it's not ืžืงื•ื™ื, you could say, "ืคืจืขืชื™"? The question is Like a notary public, no? Which is another way to be ืžืงื™ื™ื, I mean, we mentioned three ways to be ืžืงื™ื™ื a ืฉื˜ืจ, there's a fourth way: have the ืขื“ื™ื sign in front of the ื‘ื™ืช ื“ื™ืŸ, and the ื‘ื™ืช ื“ื™ืŸ gives the certification right away. That's a notary public, that the notary public has to watch you sign, and then the notary public, which is the representative of the court, signs and certifies it, but sure you have to see him sign. In a different situation, but the idea is the same. Okay. The question that I'm asking now is: if that's the machloket, why in the world did they pick to argue in such a funny case? You ask, a case where they lost the ืฉื˜ืจ, and they're holding The machloket has nothing to do with it, the machloket is a general machloket, when the ืœื•ื” is ืžื•ื“ื” that the ืฉื˜ืจ is ืžืงื•ื™ื, is it called ืžืงื•ื™ื, and then he cannot say, "ืคืจืขืชื™", or is it not called ืžืงื•ื™ื, he could say, "ืคืจืขืชื™"? That's a she'elah always. Whatever the machloket is there will automatically apply here. If it's ืžืงื•ื™ื, then you say ื™ื—ืœื•ืงื•. If it's not ืžืงื•ื™ื, you will not say ื™ื—ืœื•ืงื•. Why did Rabbi and Rabban Shimon ben Gamliel pick to argue in such a strange situation, when they should have argued very generally, a very simple machloket? They should have said, if someone brings a ืฉื˜ืจ, a ืžืœื•ื” brings a ืฉื˜ืจ to a ืœื•ื”, and it's not ืžืงื•ื™ื, but the ืœื•ื” says, "I paid." So, is he ืžืงื™ื™ืžื• and he's not believed he paid, or is he not? They should argue there. To answer this, why they ื“ื•ืงื argue here, obviously, there is some chidush that will come out that will teach us, just because they're arguing in this case, okay? This is the situation, this is what could be the peshat, like this: in this ืžื—ืœื•ืงืช, ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื• ืฆืจื™ืš ืœืงื™ื™ืžื•, a guy is ืžื•ื“ื” himself, is it called ืžืงื•ื™ื or not, there are two ways to learn. And the two ways to learn The question that we're discussing here is the ืงื™ื•ื, right? If it has no ืงื™ื•ื, so the question is, and he says, "I paid," do we look at it that he was ืžืงื™ื™ื it and he can be believed he paid, or not? Where does the whole idea of ืงื™ื•ื come from? So we have the

ื“ืื•ืจื™ื™ืชื versus ืจื‘ื ืŸ on the Need for Kiyum

Gemara who said in many places in Shas: ืžื“ืื•ืจื™ื™ืชื, ืžืŸ ื”ืชื•ืจื”, the Gemara says, ืขื“ื™ื ื”ื—ืชื•ืžื™ื ืขืœ ื”ืฉื˜ืจ ื ืขืฉื” ื›ืžื™ ืฉื ื—ืงืจื” ืขื“ื•ืชืŸ ื‘ื‘ื™ืช ื“ื™ืŸ. If you come with a document and it has ืขื“ื™ื, ืžื“ืื•ืจื™ื™ืชื, there's no need to worry. We're not ื—ื•ืฉืฉ that it's forged, the Torah trusts the ืฉื˜ืจ, and this ืฉื˜ืจ is a good ืฉื˜ืจ, beseder. The ืจื‘ื ืŸ hold after ืงื™ื•ื. The ืจื‘ื ืŸ are the ones that said, "No, we want you to be ืžืงื™ื™ื it." It means it has signatures of ืขื“ื™ื, or just the real ืขื“ื™ื have come as witnesses? No, no, no, no, no signatures, a ืฉื˜ืจ that comes with a signature. And ื“ืื•ืจื™ื™ืชื said, ืžื“ืื•ืจื™ื™ืชื, that is enough to be a good ืฉื˜ืจ, and that's it, you could come and collect with it. But the ืจื‘ื ืŸ said, "No, you can't collect with it unless you're ืžืงื™ื™ื it." I guess those days, the time of the Chumash, people the were were trusted, I mean the she'eilah is people how are people ื—ืฉื•ื“ to do this? So, earlier, people were not suspected to do it, so it was ื—ื–ืงื”. ืžื” ืฉืื™ืŸ ื›ืŸ later, the ืจื‘ื ืŸ said it's not. The she'eilah is, what, which way did the ืจื‘ื ืŸ do it? Did the ืจื‘ื ืŸ say like this: the ืฉื˜ืจ is a ืฉื˜ืจ. Since ืžื“ืื•ืจื™ื™ืชื it's a ืฉื˜ืจ, they didn't take away its practice, it's still a ืฉื˜ืจ. What we did, we added. We added another point, that we want you, in addition to the ืฉื˜ืจ being a ืฉื˜ืจ, we want you to also certify it, ืžืงื™ื™ื. Or you could say that what the ืจื‘ื ืŸ did, they came and they said that we are ืžื‘ื˜ืœ, we rule we say that it's not a ืฉื˜ืจ anymore. As long as you're not ืžืงื™ื™ื, it's not a ืฉื˜ืจ. And ืžืžื™ืœื it won't even be ืžื“ืื•ืจื™ื™ืชื anything. Now, how could the ืจื‘ื ืŸ take away a ื“ื™ืŸ ื“ืื•ืจื™ื™ืชื? They could. Actually, we had Rabbi Zinner, Harav Zinner speak in the yeshiva a few days ago, so he, not about this, but he mentioned a Tosafos, which is a a famous Tosafos in Sukkah. The Gemara says in Sukkah that ืžื—ืœื•ืงืช ื‘ื™ืช ืฉืžืื™ ื•ื‘ื™ืช ื”ืœืœ, not to go in the ืคืจื˜ื™ื, that the din is that the Sukkah, when you eat in the Sukkah, not only should you eat in the Sukkah, but the table you're eating over has to be in the Sukkah. The ืจืืฉื• ื•ืจื•ื‘ื• ื•ืฉื•ืœื—ื ื•, the table. Mid'oraita, if the table is outside the Sukkah, it doesn't matter, as long as you're eating in the Sukkah. The Rabbanan made a gezeirah. We're afraid that if you eat or that you might stick your head out and you'll eat outside the Sukkah. So they said no. The Gemara tells us, now, there's a Mishnah in Sukkah that the Chachamim came to Rabbi Yochanan there, to one of the the Tannaim, and they saw him eating, and this table was outside the Sukkah. So they said to him, "No, if this is how you eat, ืœื ืงื™ื™ืžืช ืžืฆื•ืช ืกื•ื›ื” ืžื™ืžื™ืš. In your whole life you never were mekayem the Sukkah." So Tosafos asks, what do you mean in his life he's not mekayem? It's only mid'rabbanan. Mid'oraita he's mekayem. How did he say you're not mekayem the mitzvah at all? So Tosafos says that when the Rabbanan said that in order to eat in the Sukkah you have to have the table in, they made it that if you eat with the table out, even mid'oraita you're not mekayem the mitzvah. In other words, the Rabbanan have a right to do this, that they say that they're mevatel the mitzvah if you don't keep the way they did it. So that's by the case of a mitzvah. It's nogea to many other dinim. L'mashal, that doesn't really That's like a condition. No, I'm saying, but not a condition. L'mashal, ืžื“ืื•ืจื™ื™ืชื the Alter Rebbe paskent, ืœื™ืœื” ื–ืžืŸ ืชืคื™ืœื™ืŸ. Night is the time of tefillin. The Rabbanan said you shouldn't put on tefillin at night. So what does it mean if a person puts on tefillin at night? He definitely did an aveirah, an issur derabbanan. But was he mekayem the mitzvah of tefillin ืžื“ืื•ืจื™ื™ืชื? Or when the Rabbanan said that you shouldn't do this at night, they were mevatel the mitzvah. Better, you can't blow shofar on Rosh Hashanah on Shabbos. If a guy does blow shofar on ืฉื‘ืช, Rosh Hashanah, so he did an issur derabbanan, but was he mekayem it mid'oraita? And take other things. Are women allowed to put on tefillin? Women? No. Means ืžืขื™ืงืจ ื”ื“ื™ืŸ they're allowed to, but they don't. Rashi's daughters did. Yeah, the ones who put on the tallit. Anyway, not to get beyond, get to this. So we see from there that there is a possibility of the Rabbanan making a ื“ื™ืŸ, ื•ืžืžื™ืœื they're saying that the ื“ืื•ืจื™ื™ืชื'ื“ื™ืงืข ื“ื™ืŸ, if you don't keep the derabbanan, the mid'oraita is not. So is it the same thing, a possibility here? You could learn that when the Rabbanan said that you need kiyum, they didn't take away the ื“ื™ืŸ ื“ืื•ืจื™ื™ืชื. The shtar remains a shtar, and alright, they want an extra little piece to it want a kiyum to it. Or you could say that the Rabbanan said that if you're not mekayem, the shtar is no shtar. Mai nafka mina? What difference will it be? I'll tell you what the difference is. In a case where ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื•, the loveh himself is modeh that he wrote it, so he's mekayem it. And if you hold ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื• ืฆืจื™ืš ืœืงื™ื™ืžื•, you still need ืงื™ื•ื. In other words, we don't accept what he said and we still need ืงื™ื•ื, and therefore he's not he's believed to say ืคืจืขืชื™. Yeah? Why is he believed to say, "I paid"? You could learn it like this. And the other ืžืืŸ ื“ืืžืจ says that he's not believed to say ืคืจืขืชื™. He says ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื• he is believed to say. One says he is and one says The ืฉืืœื” of what is it? If you say that you don't accept his word and it's not a ืฉื˜ืจ ืžืงื•ื™ื, so he's believed to say ืคืจืขืชื™. Since it is not a ืฉื˜ืจ ืžืงื•ื™ื, his being ืžื•ื“ื” doesn't work, ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื•, it's ืฆืจื™ืš ืœืงื™ื™ืžื•, it means it's not a ืฉื˜ืจ ืžืงื•ื™ื, you still have to be ืžืงื™ื™ื it, so he can say ืคืจืขืชื™. Why? There are two ways to learn it. On one hand you could say, you know why? If it What is the condition again? Okay, so a ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื•, if you hold ืฆืจื™ืš ืœืงื™ื™ืžื•, you still have to be ืžืงื™ื™ื, which means the ืฉื˜ืจ is not called a ืฉื˜ืจ ืžืงื•ื™ื. So then would you believe him if he says, "I paid"? So the question is, why is he believed? If you learn that without ืงื™ื•ื the ืฉื˜ืจ is no ืฉื˜ืจ, so you know why he's believed to he is believed to say ืคืจืขืชื™? Because then I'd hold it. No, no, not because he could deny it, because anytime a person says ืคืจืขืชื™ to a ื—ื•ื‘ that has no ืฉื˜ืจ, you're believed. If I come to you and I say, "You know, you owe me a" ืžืœื•ื” ืขืœ ืคื”, no ืฉื˜ืจ, nothing, and I come to you and say, "You know you owe me $100," and you answer me, "Sure, I borrowed, but I paid." What's the ื“ื™ืŸ? You're believed. So this case, if the ืจื‘ื ืŸ said that the without ืงื™ื•ื it's not a ืฉื˜ืจ, and we're holding if a guy is ืžื•ื“ื” it's not called ืงื™ื•ื, so what is it? No ืฉื˜ืจ. So the ืฉื˜ืจ is no ืฉื˜ืจ. If the ืฉื˜ืจ is no ืฉื˜ืจ, why is the guy believed to say, "I paid"? Because the guy is asking for money, he has and it's no ืฉื˜ืจ, so it's like a ืžืœื•ื” ืขืœ ืคื”, and he answers ืคืจืขืชื™, he's believed. It has nothing to do with a migo. You don't need a migo. You can deny that you have money that you owe him. Huh? Where the ืคืจืขืชื™ is not believed because you can deny the whole thing? Parati at all. I would just say, "What are you talking about?" Well, what? You have to answer. If I come and claim that you owe, what do you answer? Well, then do you owe or not? That's what we'll ask you. Sure. What do you mean? A claim is a claim. If a guy has a claim, you don't have to have a shtar for a claim. Yeah, but they'll say, but you have to answer. But if you admit If you're quiet, maybe you're admitting. Aren't there cases in the Gemara that if you're quiet, you admit something that you owe? ืฉืชื™ืงื” ื›ื”ื•ื“ืื”. That's how they took out re'aya. That's a ta'anah. If I come with this I say you owe, and you say you paid, you're believed, because I have nothing, no shtar, and the din is you're believed. Same thing here also, if we hold that if the guy is modeh it's not called kiyum. If it's not called kiyum, this guy who has the shtar has a shtar without kiyum. If a shtar without kiyum the rabbanan said is no shtar, so this guy has no shtar. If he has no shtar, so the other guy is believed parati. If you hold the second way that the shtar is still a shtar, ืืœื ืžืื™ the rabbanan wanted kiyum, but the shtar is a shtar. So you know why you believe him parati? Not because he has no shtar, there is something he has, he's believed parati with a migo! You could have said mezuyaf! That's what it is. The shtar is a shtar, but you could have said it's forged! What would be if a guy comes with a shtar that's that's not mekuyam, and you say the shtar is forged? But then they can go and certify it. If he certified, fine, so fine, but But he gets like, it's not a real migo. Yes, it is! Because you could say it's forged and then you'll go and prove it's not, and that guy will get punished. But then you'll lose! Yes, so? But you could say it's forged. So if that's what it is, it's a migo, that you have a migo that you could have said mezuyaf. Since you could have said mezuyaf, we believe the guy with a migo. ืคืจื•ืข, ืžื™ื’ื• ื“ืžื–ื•ื™ืฃ! But the other way, you don't have a migo! It's not a real migo. A real migo is you have a I could say something that would be the end of the case. We'll see, we'll see. What you're saying is sevara from the other side, which other ืžืืŸ ื“ืืžืจ holds. We'll get to that Tosafot. There's a Tosafot in Ketubot that's trying to say what you're saying. We'll We'll get the whole picture first. So there are two ways to learn this Gemara, this ื“ื™ืŸ: when a person says the ืฉื˜ืจ is not ืžืงื•ื™ื and he says, "I paid." So he's ืžื•ื“ื” that the ืฉื˜ืจ is is he's ืžื•ื“ื” that the ืฉื˜ืจ is good, so if you hold his ืงื™ื•ื is no ืงื™ื•ื, and if you hold that if a ืฉื˜ืจ has no ืงื™ื•ื, the ืฉื˜ืจ is no ืฉื˜ืจ, so he has no ืฉื˜ืจ. If he has no ืฉื˜ืจ, anybody who says, "You owe me money" without a ืฉื˜ืจ, and the guy answers ืคืจื•ืข, he's believed it's ืคืจื•ืข. If you're going to say the other way that the ืฉื˜ืจ is a ืฉื˜ืจ, ืืœื ืžืื™ it's missing ืงื™ื•ื, so the ืฉื˜ืจ is a ืฉื˜ืจ, so why do we believe the guy in this case who says, "I paid"? Migo he could have said it's forged. And had he said it's forged, he would win. Unless the guy is ืžืงื™ื™ื it, but as long as guy's not ืžืงื™ื™ื it, he would win. So if he could have said ืžื–ื•ื™ืฃ, and he says ืคืจื•ืข, he's believed with a ืคืจื•ืข, ืžื™ื’ื• ื“ืžื–ื•ื™ืฃ. Yeah, but since there's a ืฉื˜ืจ and he says that I paid, shouldn't they check out

Two ways to learn nafka mina regarding ืงื™ื•ื

the ืฉื˜ืจ that it is? Yeah, because of what the guy the other one run the person to check it out, but if he can't be ืžืงื™ื™ื, there's nobody to check to recognize him, and he's so ืคืกื•ืœ? So again, so there are two ways to learn. What's nafka mina lafoal? The bottom line's all the same. The bottom line is if you hold if you hold that the ืงื™ื•ื is no ืงื™ื•ื, if ืื™ ืืคืฉืจ ืœืงื™ื™ืžื• because ื•ืžืžื™ืœื ืคืจืขืชื™ is believed, what's nafka mina? What difference is if he's believed ืคืจืขืชื™ because he's believed ืคืจืขืชื™ against a no ืฉื˜ืจ, or he's believed ืคืจืขืชื™ there's a migo he says it's, they're both the same. It's not the same! What would be if it's a case where there is no migo? Will he still be believed ืคืจื•ืข if there is no migo? If you hold the reason is because the ืฉื˜ืจ is no ืฉื˜ืจ, and against that you believe ืคืจืขืชื™ without a migo, so if there is no migo, he's still believed, who cares? If you hold the only reason he's believed is because of the migo, in a case where there is no migo, he won't be believed. Where is there a case where he has no migo? I'll tell you. Our Gemara! What's the case here? They both came with a ืฉื˜ืจ. He says I paid. He has a migo, he could have said it was forged. Yeah, he said the ืฉื˜ืจ is good, but I paid. The migo would be that he says forged, but he could have said forged!

Definition and criteria of a migo

When is a migo? A migo is a pshat that the ื˜ืขื ื” that you could have claimed is as good as the one you're claiming or even better, but not worse. But if the ื˜ืขื ื” you could is worse, it wouldn't be. What would be if the ื˜ืขื ื” is here ืžื–ื•ื™ืฃ and they're going to go and be ืžืงื™ื™ื the ืฉื˜ืจ, what's going to be? You'll have to pay the whole thing, because he said ืžื–ื•ื™ืฃ. What would be if he says ืคืจื•ืข? Yeah, and what will he pays. He says ืคืจืขืชื™, I paid. And let's they're going to be ืžืงื™ื™ื the ืฉื˜ืจ. What's going to happen here? He'll pay half only, because it's ื—ื•ืœืงื™ื. So why should this guy be ื ืชืคืก and claim ืžื–ื•ื™ืฃ, taking a risk that he might have to pay the whole thing? He'd rather say ืคืจื•ืข. So it's no more migo! So in the case where there is no more migo, so in a case like this, depends which way we're going to learn why this guy is ื ืืžืŸ to believe that he ืคืจืขืชื™. And that's the reason why Rabbi and Rabban Shimon argue in this case. Had they argued in a regular case, you wouldn't know what the reason is. Rabbi says that the guy is believed to say ืคืจืขืชื™. Maybe he's believed because he has a migo! So according to that, would come out in a case like this where there is no migo, Rabbi would agree he's not believed! So they're arguing here where Rabbi wants to show that that's not my reason. The reason is not because of the migo, ื•ืžืžื™ืœื the reason is because the ืฉื˜ืจ is not ืžืงื•ื™ื. And if the

Migo Arguments When the ืฉื˜ืจ Lacks Proper Certification

ืฉื˜ืจ is not ืžืงื•ื™ื, I'm believed to say ืคืจืขืชื™, I don't care if there's a migo or not. So ืคืจืขืชื™ is believed. And that's Rabbi's ืฉื™ื˜ื”, and it fits the words of the Gemara. The Gemara says that he has to be ืžืงื™ื™ื, if he's not ืžืงื™ื™ื, you don't divide it. ืžืื™ ื˜ืขืžื? What's the reason? If I if I write the Gemara, I'd write it differently. You know what's the reason? The reason is why if it's not ืžืงื•ื™ื, you don't divide? Because he's believed if you're not ืžืงื•ื™ื, we believe him that it's paid. Yeah? So why do we believe him that it's paid? ืคืจื•ืข ืžื™ื’ื• ื“ืžื–ื•ื™ืฃ, if it would be for that reason. It doesn't say that. It says, you know why? Because ื—ืกืคื ื‘ืขืœืžื, the ืฉื˜ืจ is nothing worth. It's like ืžื–ื•ื™ืฃ. No, I'm saying because it's not we don't accept what he says. The ืฉื˜ืจ is not ืžืงื•ื™ื, so it's not a ืฉื˜ืจ. He wants to tell you, 'My reason is not because it's ืคืจื•ืข ืžื™ื’ื• ื“ืžื–ื•ื™ืฃ. The reason is because since it's not ืžืงื•ื™ื, the ืฉื˜ืจ is no ืฉื˜ืจ.' The text says, 'ืžืื™ ื˜ืขืžื? ื—ืกืคื ื‘ืขืœืžื.' Right. And that's why he's believed ืคืจืขืชื™. And that's why even in this case where there is no ืžื™ื’ื•, ืจื‘ื™ still says he's believed. Had that been the reason because of the migo, in this case he wouldn't be believed. A migo is a claim, because he's using that as an Oh, a migo that the ื˜ืขื ื” you could have claimed is a worse ื˜ืขื ื”, then that's not a migo! No, migo is a ืคืฉื˜, I will explain soon. Migo is if he's a liar, he could be a better liar, but if it's a worse lie, no one says that. So in this case you just said when he says if the ืฉื˜ืจ is not a ืฉื˜ืจ, but also says ืคืจืขืชื™. Yeah, vadai. He's saying ืคืจืขืชื™. So why do we believe him ืคืจืขืชื™? Because he has no ืฉื˜ืจ, and against no ืฉื˜ืจ ืคืจืขืชื™ is believed. This shtar is ื—ืกืคื ื‘ืขืœืžื! So he's trying to tell, because really why did he have to say ื—ืกืคื, the shtar is worthless? He shouldn't say that, he should say because you have a migo, if the reason would be because of a migo, he should say ืคืจืขืชื™ ืžื™ื’ื• ื“ืžื–ื•ื™ืฃ. It doesn't say that, it says because the shtar is worthless. He's trying to stress that point, and he's and he's saying it here. Had he said it in a different place, we would not know why, because in those cases there is no difference which way you learn, so maybe you could learn that it's a migo. And what would be the problem if you learn it because of a migo? Then in this case where there is no migo, we would think Rabbi agrees! But Rabbi comes and says, like the Gemara tells us on the ืœืฉื•ืŸ ืœื”ื•ื“ื™ืขืš ื›ื—ื• ื“ืจื‘ื™, to show you that Rabbi holds even in a case like this where there is no there is no migo of ืžื–ื•ื™ืฃ, we still believe him. Why? Because the whole reason is because there is no ืงื™ื•ื, there is no What is the difference between a ืฉื˜ืจ ืฉืื™ื ื• ืžืงื•ื™ื and ื—ืกืคื ื‘ืขืœืžื? ืื™ื ื• ืžืงื•ื™ื, the word ืื™ื ื• ืžืงื•ื™ื could mean not ืžืงื•ื™ื, so it doesn't have 100%, it's missing something. No, who said it's nothing? I said it's two ways to learn. But I'm trying to say, they're trying to tell you the other way, that it's not the peshat it's missing ืงื™ื•ื. The peshat is, the shtar is no shtar. What do we gain from it? So you're ืžืงื™ื™ื. If you're ืžืงื™ื™ื the shtar, You double that. No, but until then there's At this point, you're believed, ืคืจื•ืข, even if there's no migo. At this point, he says, ืคืจื•ืข, and he has no migo, because at this case, where they're both holding, he'd rather not say ืžื–ื•ื™ืฃ, so there is no migo. But, a ืฉื˜ืจ ืฉืื™ื ื• ืžืงื•ื™ื is good ืœื’ื‘ื™ what? ืœื’ื‘ื™ ืฉืื™ื ื• ืžืงื•ื™ื, it's nafka mina lagabei this, that theoretically what's the nafka mina if it's because they added it, or because it's not a shtar at all. This is an nafka mina. The nafka mina would be that when the guy says, ืคืจื•ืข, and it's not ืžืงื•ื™ื, what will be? Do Is it a migo, or is it stam not? And the nafka mina would be where there is no migo. Not even a ืฉื˜ืจ. It's gone. Not even a ืฉื˜ืจ. And if not a ืฉื˜ืจ, he doesn't need a migo to believe him ืคืจื•ืข. But you can ืžืงื™ื the ืฉื˜ืจ even after like ืžื–ื•ื™ืฃ, if he said ืžื–ื•ื™ืฃ, you can ืžืงื™ื the ืฉื˜ืจ. But they're afraid to lose. If he No, because if you're holding, if he says ืžื–ื•ื™ืฃ, and they find out he's lying, But then he'll pay the whole thing. He says it's ืžื–ื•ื™ืฃ. But if he says ืคืจื•ืข, so then we're ืžืงื™ื it, so it was no problem, he agreed to it, he didn't lie, and they're both holding it, so they say, ื™ื—ืœื•ืงื•. So, he'd rather say ืคืจื•ืข to only pay half instead of saying ืžื–ื•ื™ืฃ which is losing the whole thing, if they're ืžืงื™ื it. To go a little bit deeper, this is, It's sure it's like that. I can hear him ask. The Gemara talks about migos of these guys. These guys aren't who, folks from all over, guys off the street, they're not chap the sevarot of the Chachamim. Says, "Yes." That's the vort of the Gemara, when it comes to you, it's ื ื•ื’ืข to you, you'll chap the deepest sevarot. You see, it comes to cases As a lawyer, you probably know the most people who are, the most stupid people when it comes to these things, they come up with ideas, absolutely sevarot. Yeah. They were talking smart. They were, there he talks about ืฉืคื—ื”, the ืฉืคื—ื” ื›ื ืขื ื™ืช, the ืฉืคื—ื”. The Gemara says, ื“ื™ื ื™ื that she's supposed to have a migo. Okay. See the Chachamim are smarter than them. Oh, the the donkey that fell in the ื‘ื•ืจ, Shabbos, again, with the Rav, he said, "What are we going to do? The donkey is, "Don't don't touch it. But is this your donkey? Oh, this is ื—ื™ื•ืช, Then, you can feed the donkey. To explain a little bit, this whole thing of what's the two sevarot, why would there be a sevara to say that the ืฉื˜ืจ is no ืฉื˜ืจ at all? You said, the chachamim have a right to do that if they want, but why would they do it? Why would they say, we're mevatel the whole inyan of a shtar? So, be'emet, it's a whole ืืจื™ื›ื•ืช, but it's noge'a to Tosafot in Kesubot.

Tosafot on Kesubot: Kiuym and belief

Tosafot in Kesubot, ื“ืฃ ื™"ื—, ืขืžื•ื“ ื'. That's the place where the Gemara has a ืžื—ืœื•ืงืช, ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื•, if the guy is modeh in the shtar, even though there's no kiyum, is he believed parua or not? So, Tosafot here says, ื“ืฃ ื™"ื—, ืขืžื•ื“ ื', ืžื•ื“ื” ื‘ืฉื˜ืจ ืฉื›ืชื‘ื• ืื™ืŸ ืฆืจื™ืš ืœืงื™ื™ืžื•, according to the opinion that if you're modeh in a shtar you don't have to mekayem, which means what you said is a good kiyum. And if it's a good kiyum, you're not believed to say parua, because it's a good shtar in all places. So, Tosafot asks, ื•ืื ืชืืžืจ, ืžืื™ ืชืขืžื ืœื ืžื”ื™ืžื ื ืœืžื™ื’ื• ื“ืื™ ื‘ืขื™ ืืžืจ ืžื–ื•ื™ืฃ? Why doesn't we give him a migo? Why would there be a ืžึทืืŸ ื“ึฐึผืึธืžึทืจ who says that if you're mekayem the shtar, you're not believed to say parua, why? Because it's against the ืฉื˜ืจ ืžืงื•ื™ื. But, you should be believed because he still has a migo. He still have a migo, so why shouldn't he be believed? So, Tosafot gives one terutz, and then Tosafot says, ื•ืคื™ืจืฉ ื”ืงื•ื ื˜ืจืก ื‘ืžืงื•ื ืื—ืจ, there's a Rashi someplace, which we don't know where it is, Tosafot says, you should know that Rashi says a different vort. Rashi says that the ื˜ืขืžื, ืฉืžืŸ ื“ื‘ืจ ืชื•ืจื” ืื™ืŸ ืฆืจื™ืš ืงื™ื•ื. ืžืŸ ื”ืชื•ืจื”, you don't need kiyum. ืขื“ื™ื ื”ื—ืชื•ืžื™ื ืขืœ ื”ืฉื˜ืจ ื ืขืฉื” ื›ืžื™ ืฉื ื—ืงืจื” ืขื“ื•ืชืŸ ื‘ื‘ื™ืช ื“ื™ืŸ. Because ืขื“ื™ื who signed, a ืฉื˜ืจ with two signatures is a ื›ืฉืจ ืฉื˜ืจ. ืจื‘ื ืŸ ื”ื•ื ื“ืืฆืจื™ื›ื• ืงื™ื•ื. It's the ืจื‘ื ืŸ who wanted a kiyum. ื›ื™ ื˜ืขื™ืŸ ืžื–ื•ื™ืฃ ื”ื•ื, when did the ืจื‘ื ืŸ say it needs kiyum? If the guy says it's forged. ืื‘ืœ ื‘ืฉืืจ ื˜ืขื ื•ืช ื›ืžื• ืคืจื•ืข ื”ื•ื, ืœื ื”ืฆืจื™ื›ื• ืงื™ื•ื. But if he doesn't ื˜ืขื ื” ืžื–ื•ื™ืฃ, he ื˜ืขื ื”, the ื—ื›ืžื™ื never made a kiyum, the ื—ื›ืžื™ื never made ื‘ืขืฆื every ืฉื˜ืจ needs kiyum. If you ื˜ืขื ื” ืžื–ื•ื™ืฃ, then it needs kiyum. Yeah, that makes sense. So the mefarshim asked, how does this answer the kashya? How does this answer the kashya? The kashya was, why don't you believe the guy with ืคืจื•ืข ืžื™ื’ื• ื“ืžื–ื•ื™ืฃ? No, but he could have said ืžื–ื•ื™ืฃ, no? He's talking about at this point, you're not yet ืžืงื™ื it. He had a choice to say ืžื–ื•ื™ืฃ. What would happen if he would say ืžื–ื•ื™ืฃ? Yeah good, but till they're ืžืงื™ื™ื it, they wouldn't Buy yourself 20 minutes. No, why? Most cases you can't even ืžืงื™ื™ื, so go look for somebody's ืฉื˜ืจ, it's 20 years old already. But why at this Every time you're talking about till you're ืžืงื™ื™ื it, till you're ืžืงื™ื™ื it and there's no ืงื™ื•ื. So you say he don't have a migo. Why doesn't he have a migo? Because there's no ื“ื™ืŸ ืงื™ื•ื unless you're ื˜ืขื 'ื™ื ื’ ืžื–ื•ื™ืฃ, and you didn't. Who cares there's no ื“ื™ืŸ ืงื™ื•ื? What does Tosafos stand for? The mefarshim ask: sof kol sof, look at a very practical way. When he brought the ืฉื˜ืจ, he could have answered ืžื–ื•ื™ืฃ! Yes, because everybody would do the same trick. ืžืขื ื˜ืฉ ื•ื•ืืœื˜ืŸ ื’ืขื–ืื’ื˜, you want to say, oh Baruch Hashem, I have a migo to claim? No, that's not a migo. Azoy! Azoy! It's not It's money! But obviously this We're talking about this migo always. There's no questioning that this is a full migo. The

Why a migo isnโ€™t granted for ืคืจื•ืข

question is why they don't give it to him. It's a complete migo! When they're mekayem the shtar, he loses his migo right there. We're not talking if the guy If the guy If a guy says parati, if you give him 10 migos and he goes and mekayem the shtar, he loses his migo now, and he pays. The ืฉืืœื” is if he's not mekayem, till you're mekayem the shtar, what's the ื“ื™ืŸ? So we're saying he has a migo he could have said ืžื–ื•ื™ืฃ and he'd win. So if you're saying parati, you should also win, because of ืคืจืขืชื™ ืžื™ื’ื• ื“ืžื–ื•ื™ืฃ. And we're saying we don't give him this. ืžืืŸ ื“ืืžืจ holds we don't give him this. Why not? Didn't you say that last week, the ืจื‘ื ืŸ made that ื”ืœื›ื”, that people wouldn't lend money borrow money to other people, so That's ืชืงื ื•ืช wherever they made it, here they didn't make anything. This is a regular case. So the whole point of a migo is that I'm in control of what happens. I I can say this, or I can say that. If I lie, the second, the bigger lie I would say it would be better. it would be better, and I'm in control of that lie. That's not a lie that somebody else can come No, this is also in mine! Till they're mekayem it, after they're mekayem we have no problem! It's not a real migo if Once they're mekayem it, parati won't help either, nothing will help. The ืฉืืœื” is if you're not mekayem it. Till you're How are you not mekayem it? He wants to get out of paying. He knows that if you're mekayem the shtar, he doesn't care what he says, he's going to lose. He's trying to get out by saying something. So why doesn't he say ืžื–ื•ื™ืฃ which would be better than parati? And he could do it. And so believe him with a migo. ืžื–ื•ื™ืฃ is always better. So Tosafos is answering, why? Because there is no ื—ื™ื•ื‘ to be mekayem it unless you're ื˜ืขื 'ื™ื ื’ ืžื–ื•ื™ืฃ, and you're not. Who cares? The bottom line, he has a migo. He could have said mezuyaf no matter what. So one the first terutz Tosafos gives a different terutz. Tosafos says, you're right, another zechus that a person is afraid to claim mezuyaf. Yeah, they might find it, they'll prove... That's the first. I read, I didn't want to read it because I don't want to waste time. ื™ืฉ ืœื•ืžืจ ื“ืฉืžื ื™ืจื ืœื•ืžืจ ืžื–ื•ื™ืฃ, ืคืŸ ื™ื•ื›ืฉืจ. They lack a migo. That's a practical sense, but I'm talking about the second answer. The second answer is not that. The second answer is that be'etzem there is no din migo here. Why? Tosafos says because you don't have to be mekayem it, because chachamim only said kiyum if you're ta'ning mezuyaf, and you're not, so you don't need kiyum. But I could have said mezuyaf anyways! The answer is here's the key of a migo. What is it? You don't have to be mekayem it. So, but now, but if I say mezuyaf, you'll have to be mekayem it. But then that's that's what makes it mekayem, it's not the migo. The migo Okay, mekayem, but I have, should be believed. A migo means whatever I say, I could have said a worse lie. It's better than something else. No, because mezuyaf is better always! What's better than what here? There's no ta'anah here. You don't have to say para'ti, because you don't have to be mekayem it. What? No one? In essence, if you just say I The question is why, nu, this that the kushya is why the one that says you don't have to be mekayem it, which means that's mekuyam, he's asking what, and therefore you're you're not believed para'ti, why not? He's asking on that din. You're saying why not, why aren't you believed para'ti migo d'mezuyaf? He has a migo, he could have said. Why don't you believe him? And he could have said, and you're answering me because you don't there's no din kiyum here. So there's no din kiyum, who cares there's no din kiyum? Sof kol sof, he could have said mezuyaf. Every time you could have said a better ta'anah and you ta'ant this, so you're believed. So the pshat in Tosafos has to be like this, just mamash bekitzur. The shaila is what does that din migo mean? The taytsh of migo is, you can learn it two ways, practical way, ื‘ืขืœื‘ืชื™ืฉืข way, a birur. Since we don't know if you're saying the truth or not, maybe you're lying, so we have a sevara: if you'd be a liar, you'd lie a better lie. He's coming saying the truth, you've got to be stupid to say, to lie already, might as well lie a better lie. That's a practical. Then they have a sevara that a migo is something else, it's a ื–ื›ื•ืช ื”ื˜ืขื ื”, it's not because of this. The ta'anah that you could have ta'ant and you would have won, had you and you have a right to claim that, you don't lose that right! You don't lose that right! You If you claim a different ta'anah, you still have the right of winning as if you would claim that ta'anah. What does that mean? That's what they all have to be osek in, that's what they are. But let's explain what it means, not to go into other peratim. The shaila is like this.

When does the obligation to prove a claim begin?

When a person claims something and we have to prove, prove that your ta'anah is wrong, here comes a shtar and you have a ta'anah and you have to prove that it's wrong that your ta'anah is wrong, when does that din that you have to prove the ta'anah is wrong start? Is it because you're claiming that is me'orer, that awakens a chashash, oh, now you've got to prove it? Or be'etzem it's like that? Every shtar that comes be'etzem there's a problem, we're not sure if it's Anything a guy says, you could say one way, you could say if a guy comes to claim, say you owe me money, ื—ื–ืงืช ื›ืฉืจื•ืช, ืกืชื a person is saying the truth. If you're challenging it, oh, maybe you're saying the truth, I don't know, somebody told me, "Prove it." So if your challenge that makes a chashash, a safek in my words, or maybe not? If I come and I say you owe me money, right away there's a safek is it true or not, there's be'etzem a safek. So all shtarot, what, maybe the shtar was forged? So the shaila is like this: when we say that you need kiyum for the shtar because maybe the shtar is forged, is this a din that the chachamim, so we're saying, so we're saying ืœื’ื‘ื™ ืžื™ื’ื•, let's let's I'm jumping too fast. So ืœื’ื‘ื™ ืžื™ื’ื•, every time with migo, so the other way to learn migo is not the pshat that we say, we tell him you're saying the truth. The chashash that you could have ื˜ืขื 'ื˜ means since you could have ื˜ืขื 'ื˜ it and the Rabbanan would accept such a ื˜ืขื ื” means that be'etzem that that's the problem. That that ื—ืฉืฉ is there be'etzem and that's why you win. And all ืฉื˜ืจื•ืช need ืงื™ื•ื? All ืฉื˜ืจื•ืช need ืงื™ื•ื, yeah. So comes out that the whole that din of migo is, according to this, not that we're saying you could have ื˜ืขื 'ื˜ another ื˜ืขื ื”, we don't care what you could have ื˜ืขื 'ื˜. You could only have proved The fact that you could have ื˜ืขื 'ื˜ the other ื˜ืขื ื” is a proof that that ื˜ืขื ื” is a problem, and that and that means that be'etzem there's a problem of that ืฉืืœื”. So since that's be'etzem and you haven't proved it, you haven't proved it, so you win even if you didn't ื˜ืขื ' it, because you could have ื˜ืขื 'ื˜, and what does it mean you could have ื˜ืขื 'ื˜? It's not the fact that you had a right ื˜ืขื ื”, you could have ื˜ืขื 'ื˜ is only a re'ayah that that ื—ืฉืฉ is there. Comes Tosafot, and Tosafot says that ืžื–ื•ื™ืฃ is not a ื—ืฉืฉ ื‘ืขืฆื. The Rabbanan never said that when they said it needs ืงื™ื•ื, they didn't mean it needs ืงื™ื•ื because be'etzem every ืฉื˜ืจ is a ื—ืฉืฉ. If I come with a ืฉื˜ืจ and it's not ืžืงื•ื™ื, ื‘ืขืฆื there's a ื—ืฉืฉ maybe it's forged. The Tosafot is no, that's not the pshat, it's not be'etzem. The Rabbanan only said that when the guy ื˜ืขื 'ืก, that's when the ื—ืฉืฉ starts popping up, till then there's no chashash. If there is no chashash be'etzem, you can't believe him with a migo. The whole taytsh of migo according to this is the peshat that's a ืžื–ื•ื™ืฃ. That the ืžื™... Vadai you can say it's ืžื–ื•ื™ืฃ, but what is the migo? Not because what he could have done. The fact that the other chashash is there, and you claim that you don't owe the money and there is a ื—ืฉืฉ ืžื–ื•ื™ืฃ, so as long as the guy didn't prove that it's not ืžื–ื•ื™ืฃ, we chachamim are afraid maybe it's ืžื–ื•ื™ืฃ, and if we're afraid it's ืžื–ื•ื™ืฃ, and as long as the guy didn't prove it, you win. So that's the peshat that a a you're believed ืคืจืขืชื™, the migo is the ืžื–ื•ื™ืฃ, not because what you could have said. The fact that you could have said it is a re'aya that that other chashash be'etzem. Zogt Tosafos, but by other cases the migo is like that. ืžื–ื•ื™ืฃ, you should know, Tosafos says, is not the peshat like this. ืžื–ื•ื™ืฃ is the peshat that the chachamim never said that be'etzem it's no good, the chachamim said that if you ื˜ืขื ' ืžื–ื•ื™ืฃ. So that way, that's what Tosafos means, there is no migo. Now if he's that It should have a ื—ื–ืงืช ื›ืฉืจื•ืช. When I claim it? No, it don't! No, the other thing could be a hoax! We're saying how can this Why do you think the ื—ื–ืงืช ื›ืฉืจื•ืช it is? No, it's not known. I have people forged and they're claiming this ืฉื˜ืจ. That's not that's not So so it's the she'eilah is like this. So

Tosafosโ€™ Chiddush on the Forged Document

Tosafos says, that's the chidush of Tosafos. What what other ืคื™ืจื•ืฉ opposite? So this is the one That's what Tosafos That's why this ืžืืŸ ื“ืืžืจ holds there is no migo. What does the other ืžืืŸ ื“ืืžืจ who says ืฆืจื™ืš ืœืงื™ื™ืžื•, and you are believed to say ืคืจืขืชื™, obviously according to this peshat, holds? That ืžื–ื•ื™ืฃ is a ื—ืฉืฉ ื‘ืขืฆื. It's a ื—ืฉืฉ ื‘ืขืฆื! That mimeila you have a migo, adrabah! Since it's a ื—ืฉืฉ ื‘ืขืฆื, so mimeila ื‘ืขืฆื what the ื—ื›ืžื™ื said that it needs ืงื™ื•ื, ื‘ืขืฆื it needs ืงื™ื•ื, there's a ื—ืฉืฉ ื‘ืขืฆื, ื—ืฉืฉ ื‘ืขืฆื we would believe you with the migo. So it means that it's ืžื–ื•ื™ืฃ until proven it is not. Right! The ื—ื›ืžื™ื made it ืžื–ื•ื™ืฃ, it's a ื—ืฉืฉ ืžื–ื•ื™ืฃ until proved not. Mimeila the other ืคื™ืจื•ืฉ is, so you don't need a migo even here! The moment you say that every ืฉื˜ืจ has a ื—ืฉืฉ maybe it's ืžื–ื•ื™ืฃ ื‘ืขืฆื until you prove it, it's no ืฉื˜ืจ at all! I'm going back to what I said before, there's two ways to learn: that if a ืฉื˜ืจ if the ื—ื›ืžื™ื up-added something, or is why is it no ืฉื˜ืจ at all? Because the moment we say that you come with a ืฉื˜ืจ and ื‘ืขืฆื there's a ื—ืฉืฉ maybe it's ืžื–ื•ื™ืฃ, that's like I keep on saying every time, there's no such thing as a ืกืคืง ื‘ื™ืจื•ืจ! A

A Document as a Proof (Birur) Requirement

ืฉื˜ืจ is a ื‘ื™ืจื•ืจ. I I know this ืฉื˜ืจ is good. If you don't know the ืฉื˜ืจ is good, then there's no ืฉื˜ืจ! The whole ืžืฆื™ืื•ืช of a ืฉื˜ืจ is to prove. If the ืฉื˜ืจ is a ืกืคืง and we can't prove, there's no ืฉื˜ืจ. So I'm trying to show where I would get this idea. I said before that in in the Gemara it says that they argue here for this reason to show that the reason is not because of a migo. The reason is because without ืงื™ื•ื there is no shtar, why would I say that? So I'm saying, according to this, this man d'amar holds, if you want to give him a migo, if you want to say that you believe parati, whoever says you believe parati, so he's believed because of a migo, we said. That's one way to learn. What's the peshat you believe him with a migo? So according to this peshat, the migo means that the migo is mezuyaf. What is that migo? Mezuyaf. Be'etzem there is a ื—ืฉืฉ ืžื–ื•ื™ืฃ. Turn around and say be'etzem there is a ื—ืฉืฉ ืžื–ื•ื™ืฃ, automatically, there is no shtar. There's no such thing as a shtar with be'etzem a ื—ืฉืฉ ืžื–ื•ื™ืฃ. Imagine you come with a shtar, and lechatchila we look at it and we say it's very possible it's forged. So you say, okay, but it's a a bissel a shtar. A little bit pregnant. It's not such a, a little shtar. It's a a bissel, a whole shtar. So, if no shtar, then you don't have to come onto migo. The reason, I'm going a step further, you can say it's a migo. But anyway, according to that peshat in Tosafot, that if you say it's a migo, it means to say the one that says it's not a migo, why? Because there's no ื—ืฉืฉ ื‘ืขืฆื, so you can't believe. The one that says it is a migo, because a ื—ืฉืฉ ื‘ืขืฆื. So, I want to feel it. If you say a ื—ืฉืฉ ื‘ืขืฆื, that's the peshat migo, automatically there is no shtar. Yeah, but then you Now, that's why you believe parati. But you're believed through the best point of parati? Yeah. When the guy, yeah. Well, now we're holding Therefore, yachloku. We believe parati, we believe him also, so it's yachloku. So, there's a middle ground, because you can mekayem the shtar, so the shtar You can mekayem it, it's pasul. Or the shtar is good, or the shtar is nothing. There's no middle. If I'm going to say So why, why even, why even get to the point of parati? Why do you believe the malveh? Because even without a shtar, if the guy says, "You owe me money" So why talk about the shtar? Because the guy is there, but wait, because there are two opinions, you see. It's very late, but I'll tell you. I don't want to go into all the details here. If you're here and I tell you something, and you don't answer, that's a problem. Even though there's a chashash on what I say, but if you don't answer, you're modeh, and you have to pay. The question is if you're not here. So, there's a din,

Taโ€™aninฤn Layaลกmei: Inheritance and Unanswered Claims

ta'aninan layasmei. Ta'aninan layasmei means it's, if a person died and his children inherit, and someone comes over to them with a shtar, "Your father owes me money." So, and there's nobody to answer that it's a shtar mezuyaf or something. So, the Gemara says ta'aninan layasmei. Beis din will ta'aneh it. "Prove that it's not mezuyaf" or "Prove whatever proof." So, that gufa has two pshatim, why does beis din say it? Because if beis din wouldn't say it, pashut, no one could live. Anytime a person died, a person leaves town and leaves property, somebody can come to beis din with a shtar, no one is there to deny and he will collect. So we say, we ta'aneh. So, there's two pshat, one pshat is we ta'aneh, be-emet there is no chashash. Shtar is a good shtar. The Rabbanan just are afraid, protecting the guy, they say. But the real pshat is not that. When you come with a shtar, be'etzem there is no, is a chashash right away on it. Anything signed on the side, a guy comes, "You owe me money", there's a chashash. The reason we always listen to you and we don't take these chashashot, because you're here. So we'll hear what you answer. But if you're not here, we ta'aneh for you. Why? Because be'etzem we're choshesh all these chashashot. So, that's takeh be-emet when a guy comes and ta'aneh's, anything he ta'aneh's, whatever chashash is possible, is there be'etzem. So every shtar is there be'etzem, according to this pshat, be'etzem a ื—ืฉืฉ ืžื–ื•ื™ืฃ. If be'etzem a ื—ืฉืฉ ืžื–ื•ื™ืฃ Then there's no migo. so there's no shtar! You don't need a migo. All right. But the

What the Borrower Can Actually Claim

only, the only one thing you could say is that it wasn't paid, that I paid, right? Parati, that's the only thing you could say. You can't say, you can't say ืžื–ื•ื™ืฃ, because automatically we assume it's ืžื–ื•ื™ืฃ. Adaraba, so he doesn't have to pay it. But he has to say, "I don't owe", because maybe he's ืžื•ื“ื”. So, no, you could say ืžื–ื•ื™ืฃ also. So, the fact is he's Right. But it's already given that it's Yeah, but he won't pay either way. What, what he really has to say is, "I don't owe the money." What about an ื™ื•ืจืฉ? How can the ื™ื•ืจืฉ say, how can somebody say He can't. No, so beit din says for him. Beit din comes up and ta'anah's, any ta'anah he could have ta'anah'd, beit din ta'anah's for him. Why are we, why are we with the ืžืœื•ื” here at all? Why? Because there's a shtar. There's a shtar, but Yeah. Well, he doesn't have him usually, even on a migo. No, but there is a shtar. If he could force it to come forth If he would, there's a shtar, and the shtar is not ืžืงื•ื™ื, he takeh don't believe him. So, then he has no Yeah, but if the guy doesn't answer that At all? Guy, the guy doesn't answer, "I don't owe you", so you owe. You know what I'm saying? I don't owe you because You have to say because. Huh? You have to say because. Okay, say because of something. Say what? Parati. The shiur is going overtime, excuse me. Yeah, now I have to run out. You didn't want to, you didn't even get to parati, you don't Don't make no musar, I have to run. You leave the ืžืœื•ื” now? What does he have to, how does he, how did he, when he is sending that? Because a priori, he has a shtar. Got that. No, you're talking in which case? If you hold this is called ืงื™ื•ื, if if it's called ืงื™ื•ื, then that's why we believe him, that he's not believed parati. And if it's not called ืงื™ื•ื, then he has a ta'anah, we don't know if the other guy is right, because maybe he has a shtar. I mean, I'm not Who's supposed to ืžืงื™ื the shtar? Is the beit

Who Is Responsible for Validating the Document?

din, or the the the the the the No, you have to do it for beit din. It's the ืžืœื•ื”. No, but did beit din take it upon themselves to ืžืงื™ื the ืฉื˜ืจ because of this ื—ืฉืฉ? ื—ืฉืฉ? Beit din would never, because they already have that ื—ืฉืฉ, they ืžืงื™ื. Or does the ืžืœื•ื” have to go out The ืžืœื•ื”. You tell the ืžืœื•ื”, "You go bring ืขื“ื™ื." Now, they don't have to wait till their proof is

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